Immovaro Calculators
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ImmoLimit

What is the maximum price for this property?

Calculate cash flow, returns and financing without signing in. An optional goal also gives you your personal maximum price. Mathematical estimate, not purchase or financing advice.

View a complete example calculation, then replace the values with your offer.

Required field

Property
Planned purchase date
Purchase & acquisition costs
Tax on the purchase price based on the German federal state. You can adjust the suggested rate.
Estimated share of the purchase price for notary and land registry fees.
Your share of the agent commission including VAT.
Additional one-off acquisition costs not already included elsewhere.
Independent of the purchase price. Leave blank to assume the purchase price as the value. Price changes do not overwrite your estimate. Renovation costs do not automatically increase the value.
Renovation budget in €
One-off work before or shortly after purchase. It increases the total investment.
Rent & service charges
Monthly apartment net cold rent, excluding advance service charges and Hausgeld.
Separately agreed garage or parking rent. Do not also include it in apartment rent.
Genuine additional rental income only. Exclude advance service charges, Hausgeld reimbursements and rent already entered elsewhere.
Total monthly payment to the WEG (owners’ association), including recoverable costs and the reserve contribution.
The Hausgeld share you bear yourself, including the WEG reserve. It is deducted from rent once and cannot exceed total Hausgeld.

The calculation assumes continuous occupancy. Additional repairs and special assessments are not included.

Financing
Your own funds for this deal. They reduce the loan; your personally available funds are not checked here.

Financed amounts increase the loan and payment. Personal available capital is not checked here.

My goals

Goals are optional. Cash flow, returns and financing are calculated without a goal. Enable at least one goal for your personal maximum price.

Your minimum surplus after rental income, costs and financing.
Annual rental income after owner costs and vacancy reserve relative to total investment, before financing and taxes.
Further goals
Your desired annual return on the equity invested.
Annual cash flow after the full loan payment and financing fees relative to cash equity invested, before tax. Principal repayment is not added to the return here.

Your result

Complete the quick analysis to calculate cash flow, returns and financing. Goals are optional.

Which purchase price fits your targets?

ImmoLimit considers purchase price, acquisition costs, rent, ongoing costs, equity and financing together. Enable a target to check your personal maximum purchase price alongside cash flow and returns.

A worked example

You want to buy an apartment that covers its monthly outgoings. Enable this target and enter rent, costs and financing. ImmoLimit checks whether cash flow is at least €0 and finds the maximum price that fits, where a solution can be determined.

These examples are simplified planning calculations before tax. Your results depend on your inputs.

Frequently asked questions

Is this a property valuation?

No. Your limit is the price that meets your entered targets and assumptions. It is neither an estimated market value nor a recommendation to buy.

Which results can I see without an account?

You can see the calculated metrics. With targets enabled, you can also see the personal limit and binding constraint where determinable. Saving, price experiments and saved scenarios require sign-in.

Take your calculation further

With an account, you can transfer compatible inputs into a Deal, save your analysis and edit scenarios.

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