Financing
Calculate financing
Mathematical estimate, not a financing commitment or advice.
Your financing
Result
Enter your details to see a mathematical estimate.
Consider loan payments and remaining debt together.
Calculate an annuity payment using loan amount, nominal interest and initial repayment rate, or a desired full-repayment term. The repayment schedule shows interest, principal repayments and outstanding debt during the chosen fixed-interest period.
A worked example
A €300,000 loan with 3.5% nominal interest and 2% initial repayment has a monthly annuity payment of €1,375. Initially, €875 covers interest and €500 repays principal. The proportions change as outstanding debt decreases.
These examples are simplified planning calculations before tax. Your results depend on your inputs.
Frequently asked questions
Is the debt paid off when the fixed-interest period ends?
Not necessarily. The fixed-interest period is not automatically the time needed to repay the whole loan. Any remaining balance needs further financing or repayment.
Is this a binding financing offer?
No. You calculate using terms you choose yourself. Fees, special conditions and future refinancing rates may differ from this simplified plan.
Take your calculation further
With an account, you can transfer compatible inputs into a Deal, save your analysis and edit scenarios.
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